OK, we all use them. They are everywhere. At the gas station, the grocery store, the library, on campuses, at sports events and many other places. They offer convenience. You stick your card in, make a deposit or withdraw cash. Oh ya, that's right for a small fee which is usually $2.00 each time you make a withdrawal.
So you put your money in a bank. The bank charges you money to order checks, to write them and every time you use a ATM machine, you pay a fee. The reality is that you pay the bank for the right to use your own money. Hey, that's banking and just imagine your money is safe. Then there are all these fees, and additional penalties there just in case you mess up. For example you make a deposit and that same day write a check before the banks gets around to crediting your account and your check bounces. Bamb! a $33.00 fee, yet the bank had your money hours and hours before you made that purchase and wrote the check.
Banks are a must. As for the ATM Machines. Do you really believe they were created just to make your life easier? I just wonder how many ATM withdrawals are made in the United States a year and what that adds up to at an average of $2.00 per withdrawel? Could it be in the millions, tens' of millions, 100's of millions?
